Customer Loan Hedging

Win more deals. Protect margins. Grow fee income.

Derivative Path provides the experience, expertise, and technology to establish and grow best-in-class borrower swap programs.

Commercial Loan Hedging Illustration
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Gain a competitive market advantage

Whether you are starting a new customer loan hedging program or looking to enhance an existing program, our team will construct an optimal framework to maximize success.

Increase lending and fee opportunities

Effective strategies for new and existing deals will ensure your bank is uncovering all potential opportunities at market-competitive rates.

Let us do the heavy lifting

Whether educating borrowers on swaps mechanics, handling the servicing, or generating reports, our team and technology will be there to lead every step of the way.

We scale to your needs

Choose the level of service and technology support that addresses your needs today with the flexibility to adapt and meet the needs of tomorrow.

Your complete rates toolkit

Derivative Path’s industry-leading technology platform gives you access to real-time market rates, customizable reports, and automated processes for streamlined operational support.

Build and price new deals with ease

Track and monitor existing opportunities

Generate ad-hoc reports to track program metrics

Compliance documentation to assist with audits

Price with confidence across a variety of products

Secure optimal pricing for a diverse range of financial products with our advanced pricing tools and insights. Our platform ensures you have the data and analytics at your fingertips to make informed pricing decisions with confidence.

Commercial real estate loans

Leverage precise, market-driven pricing strategies to enhance the value and competitiveness of your real estate financing solutions.

Commercial construction loans

Utilize tailored pricing models that reflect the unique risks and opportunities of construction financing, ensuring profitable and attractive loan terms.

Commercial lines of credit

Adopt dynamic pricing tools that adjust to market conditions, providing flexible and competitive rates for your clients’ revolving credit needs.

Ensure your loan hedging program remains

We engage in continuous dialogue with many bank departments to capture market opportunities promptly, adapt to regulatory changes, and streamline efficiency throughout the trade lifecycle.

Our proactive approach ensures your hedging program is always ahead, maintaining its status as best-in-class.

Comprehensive support

For your banking teams and their customers, ensuring everyone benefits from expert guidance and strategic insights.

Accounting and reporting

Upholding the highest standards to foster trust and compliance.

Regulatory compliance

Keeping you ahead of the curve, navigating the complex regulatory landscape with expertise.

Effortless servicing

Streamlining servicing to enhance customer satisfaction and operational efficiency.

Why banks implement customer swap programs

  • Competitive, market-based rates
  • Flexible rate management structures
  • Education and access to the swap market
  • Empowered with the same product suite 
as competitors
  • Additional tool to meet non-interest fee 
income goals
  • Deeper customer relationships
Bank Leadership and Bank Owners
  • Consistent net interest income
  • Increased non-interest fee income
  • Separate ALM strategy from credit underwriting

Trusted Excellence

Derivative Path offers industry-leading expertise in sales, operations, regulatory, and accounting support for customer loan hedging programs. Contact us to learn why over 200 regional and community banks across the country rely on Derivative Path to support and grow borrower swap programs.

Frank Fiorilli

Managing Director, Bank Solutions

Ramon Rodriguez portrait

Ramon Rodriguez

Managing Director, Bank Solutions

A few of our customers

Ocean First Bank Logo Bankers Trust Logo Simmons Bank Logo Veritex Bank Logo Renasant Bank Logo First Hawaiian Bank Logo Centier Bank Logo Flushing Bank Logo

Award winning company

An image depicting the Global Capital company logo with descriptive text that highlights our award wins for “Risk Management Advisory Firm” of the year in 2020, 2021 and 2022

Risk Management Advisory Firm of the Year

2020 2021 2022 2023

An image depicting the FOW Global Investor Group company logo and descriptive text which displays our award win for “Multi-Asset Trading System” of the year in 2021

Multi-Asset Trading System of the Year


An image depicting the Harrington Starr company logo with descriptive text which informs users about our award for “The Top 1% Workplace Awards” in the years 2021 and 2022.

The Top 1% Workplace Awards

2021 2022

Waters Technology Award

Best Cloud-Based Application Provider